A. PERSONAL DOCUMENTS
For applicant and co-applicant/s All the papers shall be submitted in original. Photo copy if any, shall be self attested Two Passport size photos of the applicant, co-applicants and the guarantors, if any Photo copies of the following documents are required Age proof - passport / school certificate / employer certificate Address proof - passport / ration card / election ID card / Employer I.D./Aadhar Card Last six months bank A/c statement for applicant and co-applicant
B. INCOME DOCUMENTS
For both applicant and co-applicant (whichever is applicable) If salaried Salary slip for latest 3 months Salary certificate Form 16 or IT returns with income computation for latest 3 years If non-salaried IT returns with computation of income for latest 3 years of the Concern/Firm/Company and the individual Audited financial statements of the concern/firm/company for latest 3 years Write up about the business Details of credit facilities availed by the individual as well as concern/firm/company from any bank or financial institution. Partnership deed, if applicable. All the income paper copies should be duly attested by your auditor along with seal and membership number
GUARANTOR DETAILS:
Duly filled and signed Guarantor form, one photograph/identity card Xerox/pay slip/salary certificate/form 16/IT ACK Xerox
C. For Purchase of Existing house / Apartment
Sale agreement Draft Sale deed (to be approved by our Panel lawyer) E.C. for latest 25 years IN ORIGINAL Approved plan and permit Latest property tax receipts Prior Title documents (Parent deeds) for latest 25 years IT clearance or Appropriate Authority clearance, whichever applicable Patta
D. For Purchase of New Apartment
Sale agreement for undivided share ofland Construction agreement between the customer and the builder Registered sale deed for the undivided share of land. E.C. for latest 25 years IN ORIGINAL which should reflect the sale in favour of the customer Approved plan and permit Other parent documents pertaining to the property for at least 25 years IT clearance or Appropriate authority clearance, whichever is applicable patta E. Self Construction / Extension / Repairs Sale deed in favour of the customer
E.C for latest 25 years IN ORIGINAL
Approved plan and permit Prior title documents for latest 25 years Estimation of construction duly attested by Chartered Engineer or approved architect Patta Latest property tax receipt In case of property purchased from statutory authority, improvement trusts, housing boards etc. Allotment letter issued by the authority. Allocation letter Receipts of payments made to the authority. Permission to mortgage Non encumbrance/no dues certificate, if applicable
Reminders
Applicant must retain photocopies of all documents being submitted by him/ her for future reference. Applicant may be asked to submit further legal documents if required by Sasvitha Home Finance Pvt Ltd. or its approved lawyers.
Disbursals will be subject to 230 A Clearance of the seller and/or 37-I Clearance from the appropriate Income Tax Authorities, if applicable. No disbursals will be made if the registration of the conveyance deed is Pending Market Value clearance.
